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The objective of this limitation is to prevent misuse of the policy and give insurance cover only to the deserving parties.Types of insurance policies Though there are many types of life insurance policies available on the market, most of them can be broadly classified into two categories.No matter who you are, with chat for kids to chat for adults, we have you covered. Scroll down through our listings and find a room that is right for you.To enter a room, click the appropriate blue button that says "Chat Now! Your use of the chat rooms constitutes an agreement that you will not hold or its affiliates liable for anything said or done in the service to anyone at anytime, even when chatting is in progress.For example, if you buy a policy for yourself, you are both the owner and the insured.However, if you buy a policy for your spouse, you are the policy owner while your spouse is the insured person.This website uses cookies to enhance user navigation and to collect statistical data.For more information please click on the following our cookie policy.

Since we live in a society, the first thought that comes to our mind is how to protect those who are dependent on us.

In simple words, the person who pays the premiums is the policy owner while the person who is covered by the policy is the insured person. Most of the life insurance policies do not cover deaths due to man-made events.

These include riots, commotion, suicide and many other similar things.

All you have to do is answer a couple of simple questions and you’re ready to go.

Why get bogged down with inconvenient registration pages when you don’t have to?

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